If you're short on time or lack a certain flair for design, then this may be worth a quick punt at getting a decent layout and design set up for a site quickly. http://www.blueprintcss.org/
Here's a little tutorial about sorting out the colour bleed in Internet Explorer with CSS when using fieldsets and legends. http://www.communitymx.com/content/article.cfm?page=1&cid=DD9F3